Housing Adventure: Mortgage Broker News
We finally met with a new mortgage broker. The broker we were using last year dropped out of the business and we’ve been trying to find someone new. I think I like this one, she seems really on top of things, supportive on our needs, and willing to do whatever to help us into a house.
So, we now have some new numbers to go with. Last year we were looking at 150K-175K for a house. We’re now looking more in the 200K-250K range. That really helps us find something, but it is still slim pickin’s. These numbers will help us move forward and give us something real to work from instead of the numbers I was making up.
Oh yeah, those are not “what we’re approved for” numbers, those are numbers based on what we want to spend a month. Of course the bank will give us much more (much, much more) but were smarter than thinking we can afford what the bank wants to give us.