Who is reading this stuff? Who should be reading this? Are we reaching the people who need this information?
Thanks to a submission to the Carnival of Debt Reduction #61, I stumbled across a post by The Simple Dollar: The Wrong People Are Reading Personal Finance Site.
I feel that TSD’s point is right to an extent; these are topics and subjects that many of us have a real grasp on – but not all of us. We have looked at our retirement options, savings options, debt reduction options, income options – but not all of us.
It is the ‘others’ that we need to be reaching and this reader’s comment reminds us we are. Maybe our influence isn’t always visible, but it is making a difference. How many bloggers have been inspired to address financial issues after reading a pf blog? I was and I even started this site after reading a friend’s blog.
But perhaps these posts help us more in our individual personal relationships and discussions about money. Recently, there have been posts about finances and relationships, including reactions to parents’ spending habits and concern over sibling’s money problems. Maybe we need to move beyond the myob (mind your own business) approach and start financial discussions with peers. Perhaps then we’ll be reaching those who “need” to be hearing this information.
I can say that pf blogging has prompted me to ask more forthright questions about finances, breaking away from that unspoken rule that money is off-limits. In fact, the partner and I got into an investing and savings conversation over a post soccer-game lunch with other parents we knew nothing about and had no real relationship with – we just brought finances into the conversation and it was well received.
We need to set the bar for making conversation about money acceptable, non-threatening, non-comparative, enlightening, and educational. We need to get the word out, on the web and in our communities and families. We recognize that we are not experts, we just recognize the importance of respecting our finances as an important part of our life. This is how to reach others with the wealth of information that we’ve accumulated in this community.